You’ll be glad you had watercraft insurance when your boat gets rocked.
It’s important to protect yourself, because recreational boating accidents happen all the time. Leading causes of accidents are:
- Human error
- Weather and environment
- Machinery and equipment complications or failures
Many of these accidents are preventable. In fact, nearly 70 percent of all reported watercraft accidents involve factors that are under the control of the boat operator. Primary causes of accidents are operator inattention, careless or reckless operation, operator inexperience, operating at an unsafe speed, and lack of proper lookout.
Most boating fatalities occur on boats on which the operator has not completed a boating safety education course. So put safety first. But no matter how safe or experienced you are, accidents happen.